A Quick Comment:

This was the title and short description of an article on the New York Times:

Some Banks, Citing Strings, Want to Return Aid
By STEPHEN LABATON

Critics of the White House conditions on bailout funds say the measures border on social engineering.

Hm... Maybe it's because YOU SUCK AT WHAT YOU DO. Huh? What do you think? Think that could be it? Maybe if you didn't suck, the government wouldn't have had to bail you out.

Return the money. We didn't want to support you anyway, stupid.